Writing and Editing
Erica writes clearly and succinctly about virtually every personal finance topic. Her work is published in such academic journals, monthly magazines, company newsletters, and online publications libraries as:

• 7x7 Magazine
• San Francisco Examiner
• Employee Benefits Journal
• Parenting Magazine
• Babytalk Magazine
• SF Downtown Magazine
• SFKids.org

She is available to write and edit newsletters, articles, educational documents, and all other personal finance collateral.

Consulting
Erica provides financial education consulting services to nonprofit agencies, government organizations, and private companies. She analyzes existing programs for effectiveness and provides techniques and tools to increase efficiency. Don't have a program in place? Erica will research your needs and design one that meets your needs precisely.

A customized financial education program saves you time and money by never having to sift through extraneous information to find what you and your demographic require. In return you get an educated population who makes savvy financial decisions in the short and long-term. She can provide:

• Train-the-trainer programs
• Training and testing materials
• On-site workshops
• Newsletter articles on your choice of subjects

Expert testimony
Erica is an experienced and compelling expert witness. She provides authoritative testimony and consultation for any case involving:

• Credit and charge cards
• The banking and lending industry
• Credit reporting agencies
• Credit scoring models
• The credit counseling and debt assistance industry
• Identity theft and fraud
• Consumer and borrowing behaviors
• The emotional/psychological impact of debt

Speaking engagements
Since 1996, Erica has motivated thousands of people to make the most of their money. From large-scale productions to intimate groups, Erica has spoken to Fortune 500 corporations, financial institutions, government and nonprofit organizations, and at numerous professional conferences. She is widely known for her engaging speaking style, and can inspire all audiences to make powerful financial decisions.

Erica is available to give keynote addresses, conduct ongoing classes, facilitate workshops, and participate in panel discussions both as a moderator and an expert. Her topics include:

• Balancing finances and new parenthood
• Couples and money: achieving a common financial ground
• Streamlining finances for simplicity and efficiency
• Children and money: instilling healthy financial values
• Women and money: overcoming pressure
• Getting out – and staying out – of debt
• Reducing waste with an effective savings and spending plan
• Credit reports and scores: using them to your advantage
• Defining financial goals and planning a roadmap to achieve them